Use Portfolio Acquisition Services to price the loan portfolio before making any kind of commitment to the buyer. You do not need a team of analysts for this process. Portfolio Acquisition Services has developed proprietary models that will give you a clear understanding of a specific portfolio.
Financial:
We can take any data file, break it down, and outline important financial aspects:
- risk-adjusted yield
- charge-off rates
- default percentages
- liquidation rates
- cash flow analysis
- discount accretion
- static pool analysis
- and more
Each financial ratio can be broken down on a monthly, yearly, or lifetime basis.
Our primary focus is to help you understand the impact of your buying decision in both the short term and long term. We can even tailor our analytics to better suit your business model.
Collateral:
We can provide precise values for the collateral within the portfolio backed by nationwide vendors. The information will be used to calculate important ratios, such as:
- LTV
- severity of loss
- net charge-off calculations
- and more
All of the above factors will be used to provide you with a detailed collateral risk analysis.